How it works

Clever on your phone. Blind on our servers.

TipOffly does its checking on your phone, so your messages, photos and contacts never reach us. Here's what happens, step by step.

Checking a message

Four quick checks, one clear answer

Most messages are settled in the first check. Only the tricky few reach the small AI model, which keeps your battery happy.

01 · instant

Message arrives

An SMS, WhatsApp link, UPI request or call reaches the phone.

02 · under 1 ms

Quick list

Is it from your bank's real sender? Is the number or link on the scam list?

03 · a few ms

India scam rules

Rush + money + link, fake KYC, UPI collect requests, "digital arrest" words.

04 · under 0.3 s

Small AI, on the phone

For unclear messages in Hindi, Hinglish, English and regional languages.

WHATSAPP · +91 9•••• ••321

Sir this is CBI officer. Your parcel has drugs. Stay on video call and transfer ₹50,000 for verification immediately.

Fake officerMoney demandRush tactic
Digital-arrest scam. Hang up.

Every warning says why

You'll never see a vague "threat detected". TipOffly names the trick, like "asks you to pay, not receive", so you learn to spot it yourself.

Got a real bank SMS flagged? Tap "This was wrong". That sender is trusted on your phone at once, and the fix reaches everyone within 24 hours.

The scam list

Updated every hour, from sources you can trust

A small file on your phone holds known scam numbers, links, UPI IDs and apps. It updates in the background using only a few KB a day, and every update is signed so nobody can tamper with it.

Chakshu

Fraud reports from the Department of Telecom's Sanchar Saathi.

cybercrime.gov.in

India's national cybercrime reporting portal.

RBI lending-app list

Registered digital lenders, to spot fake loan apps.

TipOffly users

Reports from people like you, checked by our team first.

Your privacy

What stays on your phone, and what doesn't

Stays on your phone

Your messages and chats
Photos and videos
Contacts and call logs
Websites you visit
Your fingerprint or face

Leaves, and only in this form

A scrambled fingerprint of a link or number, to check the scam list
Family alerts, locked so only your family's phones can read them
Your phone number, to sign in
Payment records, for GST invoices

Location

Deleted after 7 days.

Alert history

Deleted after 30 days.

Intruder photos

Deleted after 30 days, or sooner if you choose.

Our servers are in Mumbai, and your data stays in India. Private screens like the family map block screenshots and ask for your fingerprint or face.

Lost phone

If someone takes your phone

Wrong PIN

After 2 wrong tries, or if the SIM is swapped, TipOffly wakes up.

3 quiet photos

The front camera snaps whoever is holding it, with location and SIM details.

You're alerted

By WhatsApp, Telegram, email, SMS link or on a family member's phone.

You act

Ring, lock, show a "call me" message, or use the theft kit to block it on CEIR.

Intruder photos and SIM alerts are Android-only. On iPhone, TipOffly guides you to Apple's Find My.

Android vs iPhone

What works where

Apple limits what safety apps can do on iPhone. Here's the full picture before you pay.

FeatureAndroidiPhone
Scam SMS alertsUnknown senders only
WhatsApp and Instagram link checks
Scam call labelsFrom the scam list
UPI & QR checkWhen scanned in TipOffly
Intruder photo
Locate, ring, lockThrough Apple's Find My
SIM-change alert
App privacy map, spy-app check
Kids: screen time, bedtime, safe browsing
Kids: chat danger alertsApple blurs nude images only
Arrival alerts
Screenshot block on private screensHides the screen while recording

See it catch a scam yourself

Paste a suspicious message into our free checker.